Кластеризація банківської діяльності: досвід Франкфуртського фінансового центру
Ключові слова:
кластер, Франкфуртський фінансовий центр, фінансові організації, агломерація, рейтинг світових фінансових центрів
Анотація
У статті здійснено аналіз наукових підходів до організації кластерних утворень у сфері фінансових послуг та досліджено можливості адаптації досвіду формування й розвитку Франкфуртського фінансового центру до реалій українського фінансового ринку. Наведено основні напрями наукових досліджень вітчизняних та зарубіжних науковців щодо формування та функціонування фінансових кластерів. Виокремлено характеристики кластерних утворень, спираючись на класичне визначення поняття “кластер” за М.Е. Портером. Встановлено особливості фінансових кластерів з врахуванням специфіки їх функціонування. Виокремлено найбільш потужні фінансові кластери Європи за показником Global Financial Centres Index. Здійснено аналіз структури Франкфуртського фінансового центру та наведено характеристики окремих його елементів: учасники ядра кластера; торговельний майданчик; регулюючі органи; кластери-партнери; забезпечувальні організації.
Посилання
1. Ahluwalia S. and Kassicieh S. (2022) Effect of Financial Clusters on Startup Mergers and Acquisitions. International Journal of Financial Studies, vol. 10(1). DOI: https://doi.org/10.3390/ijfs10010001
2. Grote M. H. (2007) Foreign banks' attraction to the financial centre Frankfurt – a “u”-shaped relationship. Working Paper Series: Finance & Accounting, vol. 177. Johann Wolfgang Goethe-Universität Frankfurt am Main, Fachbereich Wirtschaftswissenschaften, Frankfurt a. M.
3. Zarichna N. Z. (2021) Mekhanizm finansovo-ekonomichnoho zabezpechennia funktsionuvannia finansovykh klasteriv [The mechanism of financial and economic support of financial clusters functioning]. Skhidna Yevropa: Ekonomika, biznes ta upravlinnia – Eastern Europe: Economy, Business and Management, vol. 4 (31), pp. 106–111. DOI: https://doi.org/10.32782/easterneurope.31-17
4. Koliedina K. O., Semenova H. I. (2020) Formuvannia bankivskykh klasternykh initsiatyv v Ukraini [Formation of the banking cluster initiatives in Ukraine]. Biznes Inform – Business Inform, vol. 5, pp. 364–369. DOI: https://doi.org/10.32983/2222-4459-2020-5-364-369
5. Kostiuk Yu.K. (2010) Osoblyvosti obiednannia finansovykh ustanov u finansovi klastery [Peculiarities of combining financial institutions into financial clusters]. Finansovo-kredytna diialnist: problemy teorii i praktyky – Financial and credit activity: problems of theory and practice, vol. 2, no 9, pp. 146–152. DOI: https://doi.org/10.18371/fcaptp.v2i9.29343
6. Kotz H.-H. and Schmidt R. H. (2008) Financial locations: Frankfurt's place and perspectives. Working Paper Series: Finance & Accounting, vol. 185. Johann Wolfgang Goethe-Universität Frankfurt am Main, Fachbereich Wirtschaftswissenschaften, Frankfurt a. M.
7. Kuah A. (2008) Clustering in the UK financial services: The quest for the enigmatic pecuniary externality. Manchester Business School Working Paper, vol. 560. The University of Manchester, Manchester Business School, Manchester.
8. Cook G. A. S., Pandit N. R., Beaverstock J. V., Taylor P. J. and Pain K. (August 25th - 29th, 2004) The Clustering of Financial Services in London. Regions and Fiscal Federalism: 44th Congress of the European Regional Science Association (Porto, Portugal, European Regional Science Association (ERSA).
9. Cook G. A. S. and Pandit N. R. (2004) Clustering in the British Broadcasting and Financial Services Industries: A Comparative Analysis of Three Regions. Problems and Perspectives in Management, vol. 2 (3), pp. 72–87.
10. Pažitka V. and Wójcik D. (2019) Cluster Dynamics of Financial Centres in the UK: Do Connected Firms Grow Faster? Regional Studies, vol. 53(7), pp. 1017–1028. DOI: https://doi.org/10.1080/00343404.2018.1531116
11. Pandit N. R., Cook G. A. S., Wan F., Beaverstock J. V. and Ghauri P. N. (2018) The Economies and Diseconomies of Industrial Clustering: Multinational Enterprises versus Uninational Enterprises. Management International Review, vol. 58 (2), pp. 935–967. DOI: https://doi.org/10.1007/s11575-018-0363-1.
12. Pataraia L., Geradze R. and Dushuashvili T. (2017) Financial Sector Analysis in the Cluster Theory Context (Georgian Case). Technology Audit And Production Reserves, vol. 1/4 (33), pp. 36–42. DOI: https://doi.org/10.15587/2312-8372.2017.90448
13. Pauna C. B. (November 13-14, 2014) Cross-sectoral Cooperation vs. Cluster Development at European Level. “Economic Scientific Research - Theoretical, Empirical and Practical Approaches”: 2nd International Conference (Bucharest, Romania).
14. Strilets Ye. M. (2014) Orhanizatsiino-funktsionalna struktura finansovoho klasteru u strakhovii sferi [Organizational and functional structure of the financial cluster in the insurance sector]. Ekonomika Ukrainy – Economy of Ukraine, vol. 9 (634), pp. 54–58.
15. Taylor P. J., Beaverstock J. V., Cook G. A. S., Pandit N. R., Pain K. and Greenwood H. (2003) Financial Services Clustering and its Significance for London. London: Corporation of London.
16. Fodor A., Jorgensen R. D. and Stowe J. D. (2021) Financial Clusters, Industry Groups and Stock Return Correlations. The Journal of Financial Research, vol. 44 (1), pp. 121–144. DOI: https://doi.org/10.1111/jfir.12236
17. Yaholnytskyi O. A. (2011) Analiz vzaiemodii uchasnykiv finansovoho klasteru [Analysis of the interaction of financial cluster participants]. Visnyk ekonomiky transportu i promyslovosti – The bulletin of transport and industry economics, vol. 34, pp. 427–431.
18. Kyzym M. O. (2011) Promyslova polityka ta klasteryzatsiia ekonomiky Ukrainy: monohrafiia [Industrial policy and clustering of the economy of Ukraine: monograph]. Kharkiv: VD “Inzhek”. (in Ukrainian)
19. Vnukova N. M. (ed.) (2011) Orhanizatsiia zabezpechennia stvorennia finansovykh klasteriv transkordonnoho spivrobitnytstva: monohrafiia [Organization of ensuring the creation of financial clusters of cross-border cooperation: monograph]. Lviv: Instytut rehionalnykh doslidzhen NAN Ukrainy. (in Ukrainian)
20. Porter M. E. (1998) Clusters and Competition: New Agendas for Companies, Governments, and Institutions. On Competition, ch. 7, pp. 197–288.
21. Piatnytska H. T. (2015) Klasyfikatsiia klasteriv u systemi informatsiinoho zabezpechennia stratehii klasteryzatsii [Classification of clusters in the information support system of the clustering strategy]. Marketynh i menedzhment innovatsii – Marketing and Management of Innovations, vol. 4, pp. 187–208.
22. Markusen A. (1996) Sticky Places in Slippery Space: A Typology of Industrial Districts. Economic Geography, vol. 72, no. 3, pp. 293–313.
23. Lavery S., Barber A. and McDaniel S. (2017) Frankfurt, Paris and Dublin: Post-Brexit Rivals to the City of London? SPERI Global Political Economy Brief, vol. 6. Available at: https://eprints.gla.ac.uk/304932/ (accessed May 30, 2024).
24. Frankfurt Financial Cluster. Available at: https://www.hhs.se/contentassets/f51b706e1d644e9fa6c4d232abd09e63/sse-frankfurt-finance-cluster.pdf (accessed May 30, 2024).
2. Grote M. H. (2007) Foreign banks' attraction to the financial centre Frankfurt – a “u”-shaped relationship. Working Paper Series: Finance & Accounting, vol. 177. Johann Wolfgang Goethe-Universität Frankfurt am Main, Fachbereich Wirtschaftswissenschaften, Frankfurt a. M.
3. Zarichna N. Z. (2021) Mekhanizm finansovo-ekonomichnoho zabezpechennia funktsionuvannia finansovykh klasteriv [The mechanism of financial and economic support of financial clusters functioning]. Skhidna Yevropa: Ekonomika, biznes ta upravlinnia – Eastern Europe: Economy, Business and Management, vol. 4 (31), pp. 106–111. DOI: https://doi.org/10.32782/easterneurope.31-17
4. Koliedina K. O., Semenova H. I. (2020) Formuvannia bankivskykh klasternykh initsiatyv v Ukraini [Formation of the banking cluster initiatives in Ukraine]. Biznes Inform – Business Inform, vol. 5, pp. 364–369. DOI: https://doi.org/10.32983/2222-4459-2020-5-364-369
5. Kostiuk Yu.K. (2010) Osoblyvosti obiednannia finansovykh ustanov u finansovi klastery [Peculiarities of combining financial institutions into financial clusters]. Finansovo-kredytna diialnist: problemy teorii i praktyky – Financial and credit activity: problems of theory and practice, vol. 2, no 9, pp. 146–152. DOI: https://doi.org/10.18371/fcaptp.v2i9.29343
6. Kotz H.-H. and Schmidt R. H. (2008) Financial locations: Frankfurt's place and perspectives. Working Paper Series: Finance & Accounting, vol. 185. Johann Wolfgang Goethe-Universität Frankfurt am Main, Fachbereich Wirtschaftswissenschaften, Frankfurt a. M.
7. Kuah A. (2008) Clustering in the UK financial services: The quest for the enigmatic pecuniary externality. Manchester Business School Working Paper, vol. 560. The University of Manchester, Manchester Business School, Manchester.
8. Cook G. A. S., Pandit N. R., Beaverstock J. V., Taylor P. J. and Pain K. (August 25th - 29th, 2004) The Clustering of Financial Services in London. Regions and Fiscal Federalism: 44th Congress of the European Regional Science Association (Porto, Portugal, European Regional Science Association (ERSA).
9. Cook G. A. S. and Pandit N. R. (2004) Clustering in the British Broadcasting and Financial Services Industries: A Comparative Analysis of Three Regions. Problems and Perspectives in Management, vol. 2 (3), pp. 72–87.
10. Pažitka V. and Wójcik D. (2019) Cluster Dynamics of Financial Centres in the UK: Do Connected Firms Grow Faster? Regional Studies, vol. 53(7), pp. 1017–1028. DOI: https://doi.org/10.1080/00343404.2018.1531116
11. Pandit N. R., Cook G. A. S., Wan F., Beaverstock J. V. and Ghauri P. N. (2018) The Economies and Diseconomies of Industrial Clustering: Multinational Enterprises versus Uninational Enterprises. Management International Review, vol. 58 (2), pp. 935–967. DOI: https://doi.org/10.1007/s11575-018-0363-1.
12. Pataraia L., Geradze R. and Dushuashvili T. (2017) Financial Sector Analysis in the Cluster Theory Context (Georgian Case). Technology Audit And Production Reserves, vol. 1/4 (33), pp. 36–42. DOI: https://doi.org/10.15587/2312-8372.2017.90448
13. Pauna C. B. (November 13-14, 2014) Cross-sectoral Cooperation vs. Cluster Development at European Level. “Economic Scientific Research - Theoretical, Empirical and Practical Approaches”: 2nd International Conference (Bucharest, Romania).
14. Strilets Ye. M. (2014) Orhanizatsiino-funktsionalna struktura finansovoho klasteru u strakhovii sferi [Organizational and functional structure of the financial cluster in the insurance sector]. Ekonomika Ukrainy – Economy of Ukraine, vol. 9 (634), pp. 54–58.
15. Taylor P. J., Beaverstock J. V., Cook G. A. S., Pandit N. R., Pain K. and Greenwood H. (2003) Financial Services Clustering and its Significance for London. London: Corporation of London.
16. Fodor A., Jorgensen R. D. and Stowe J. D. (2021) Financial Clusters, Industry Groups and Stock Return Correlations. The Journal of Financial Research, vol. 44 (1), pp. 121–144. DOI: https://doi.org/10.1111/jfir.12236
17. Yaholnytskyi O. A. (2011) Analiz vzaiemodii uchasnykiv finansovoho klasteru [Analysis of the interaction of financial cluster participants]. Visnyk ekonomiky transportu i promyslovosti – The bulletin of transport and industry economics, vol. 34, pp. 427–431.
18. Kyzym M. O. (2011) Promyslova polityka ta klasteryzatsiia ekonomiky Ukrainy: monohrafiia [Industrial policy and clustering of the economy of Ukraine: monograph]. Kharkiv: VD “Inzhek”. (in Ukrainian)
19. Vnukova N. M. (ed.) (2011) Orhanizatsiia zabezpechennia stvorennia finansovykh klasteriv transkordonnoho spivrobitnytstva: monohrafiia [Organization of ensuring the creation of financial clusters of cross-border cooperation: monograph]. Lviv: Instytut rehionalnykh doslidzhen NAN Ukrainy. (in Ukrainian)
20. Porter M. E. (1998) Clusters and Competition: New Agendas for Companies, Governments, and Institutions. On Competition, ch. 7, pp. 197–288.
21. Piatnytska H. T. (2015) Klasyfikatsiia klasteriv u systemi informatsiinoho zabezpechennia stratehii klasteryzatsii [Classification of clusters in the information support system of the clustering strategy]. Marketynh i menedzhment innovatsii – Marketing and Management of Innovations, vol. 4, pp. 187–208.
22. Markusen A. (1996) Sticky Places in Slippery Space: A Typology of Industrial Districts. Economic Geography, vol. 72, no. 3, pp. 293–313.
23. Lavery S., Barber A. and McDaniel S. (2017) Frankfurt, Paris and Dublin: Post-Brexit Rivals to the City of London? SPERI Global Political Economy Brief, vol. 6. Available at: https://eprints.gla.ac.uk/304932/ (accessed May 30, 2024).
24. Frankfurt Financial Cluster. Available at: https://www.hhs.se/contentassets/f51b706e1d644e9fa6c4d232abd09e63/sse-frankfurt-finance-cluster.pdf (accessed May 30, 2024).
Опубліковано
2024-06-07
Як цитувати
Vysochan Oleh Кластеризація банківської діяльності: досвід франкфуртського фінансового центру / Oleh Vysochan, Orest Korenovskyy // Науковий журнал «Економіка і регіон». – Полтава: ПНТУ, 2024. – Т. (2 (93). – С. 112-120. – doi:https://doi.org/10.26906/EiR.2024.2(93).3394.
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